If you have bad credit, it may seem like buying a house is out of reach - or at least a couple of years away. But, in reality, struggling credit may not be as much of a roadblock as you may think! 

If you have less than ideal credit and have the goal of buying a home, then this blog is for you! Read on to find out more about loan programs for low-credit home buyers as well as how you can improve your score to qualify for a lower interest rate.

The Truth About Bad Credit and Mortgages

Technically, there isn’t a specific minimum credit score to qualify for a conventional loan. Lenders will set their own requirements since they are the ones that are loaning the funds. As you can imagine, they prefer higher scores as that means less risk.