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Ever wonder why it's essential to keep your debt in check when applying for a mortgage or what debt matters to your approval? This article will help you answer these fundamental questions so that you're in a great position to get approved for a home loan.

All About Debt-To-Income Ratio (DTI)

Your debt-to-income ratio (DTI) is one of the most critical metrics lenders use to determine how much home you afford because it directly influences the monthly payment you can qualify for.

DTI is a ratio that compares your existing monthly payments with your gross monthly income before taxes. Depending on the mortgage program and your qualification metrics, two types of calculations are used in mortgage qualification: 

  • Front-end DTI -looks at the…

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Lately, it feels like more and more visitors to Middle Tennessee are falling in love with this gorgeous region and deciding to join one of our communities. If you’re headed our way, especially if you are already planning to move here soon, we recommend downloading the following top travel apps! For traveling like a local, nothing beats these Tennessee-centered treasures.

If you already live here but are going to be traveling out of the area, skip to Part Two. We have also rounded up the best all-around travel apps that will help you blend in with the locals wherever you roam. Part Three includes helpful apps for traveling in general.

Part One: Apps for Visiting Middle Tennessee

My TN

Android | iOS

If you’re interested in exploring…

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Here’s your opportunity to own one of the most admired homes in The Grove! This gorgeous home provides endless options to entertain and enjoy time with family and friends. The property offers a light and bright open concept, soaring ceilings, designer-appointed finishes, stunning views from every room, a must-see chef’s kitchen, a walkout lower level, and a unique guest home. To make this amazing home even better, an elevator is at your service!

College Grove is a small community on the southeastern edge of Williamson County. Settled south of Davidson county and just outside of Eagleville, it's a great choice for locals looking for true simple, country living. As College Grove undergoes new growth, shops and restaurants are sure to develop with…

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With each year that passes, visitors and locals alike have more reasons to adore our region! This season, we recommend ascending above the city streets to tour the best rooftop experiences in Middle Tennessee. Whether you’re in the mood for a casual honky-tonk, modern glamor scene, or Nashville’s best steakhouse, the destinations atop our beautiful skyline should likewise be atop your list of things to do.

Please note that each of our highlighted rooftop experiences is either an established favorite or a newcomer that is taking the city’s nightlife scene by storm, so we advise arriving ahead of time, or making reservations where allowed.

lou/na

SoBro | Nashville

25 floors above Nashville’s South Broadway, though open only since the fall…

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How is the market? It’s a question our agents get asked a lot, and for good reason. If you’re considering buying a new home or selling one that you already own, the market trends and predictions are important in the decision-making process. Below is our most recent market update information for Davidson, Maury, Rutherford, Sumner, Williamson, Wilson, Bedford, Coffee, Dekalb, Robertson, and Montgomery counties to help you make the most informed and beneficial choices possible.

 

 

See the Previous Month's Stats!

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Located in Oak Hill, this beautiful home rests on one of Nashville's most exclusive streets! The home features a beautiful front porch, two entertainment areas and fireplaces, hardwood floors throughout, a fabulous kitchen with custom finishes and appliances, a yard with stunning downtown views in the winter, and a gorgeous custom pool right outside the year-round sunroom.

Oak Hill and Forest Hills are located about 20 minutes south of Nashville in Davidson County. Home to Radnor Lake State Park and listed as two of the best places to live in Tennessee, Oak Hill and Forest Hills are some of the most sought-after, exclusive places to live in the greater Nashville area.

Having a prime location to some of the most popular communities in Davidson…

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It's that time of the month again! We are excited to announce August's LoLo gifts! There are so many unique, wonderful, local businesses in Middle Tennessee and it's time to celebrate them this month!

LoLo, Locals Supporting Locals, is an amazing program for your Parks REALTOR® to give to you! Each month, a completely free, new gift comes to your cell phone for you to enjoy. The gifts are selected by county and are only for local businesses, no nationwide chains!

LoLo helps remind us to shop local and support our friends and neighbors! Here are August's gifts to you!

Porter Road Butcher

Davidson County

Porter Road Butcher offers pasture-raised meat from Tennessee, Kentucky, and Pennsylvania. Buzzwords like "cage-free" and "organic"…

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If you’re a first-time home buyer here in Middle Tennessee, you probably know this is one of the biggest purchases you’ve made. Additionally, each stage of the process is quite complex and can leave buyers feeling stressed and overwhelmed. 

In order to make your financing, shopping, bidding, escrow, and closing easier, Parks Realty recommends joining forces with one of our Accredited Buyer’s Representatives, or ABRs. What follows is a brief, partial overview of what your buyer’s agent will do for you.

Financing

Your ABR will assist you with analyzing your finances and determining how much you can safely spend on your home. Next, your ABR will help you choose from among trusted sources for your mortgage loans. 

Once you have an idea of…

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Take a look at this one-of-a-kind Mediterranean masterpiece in Franklin! This custom-designed home is meticulously maintained and perfect for entertaining. Enjoy the oversized rooms, infinity-edge pool, and hot tub with views of the Tennessee hills and a distant view of the Nashville skyline. The home has high-quality architectural details throughout and additional sq footage that could easily be finished as a fourth bedroom. This property is a sight to see!

Located 30 minutes south of Nashville in Williamson County, Franklin is home to major corporate headquarters, historical attractions, a lively music scene, an abundance of shopping and plenty of parks and green space. The Downtown Franklin Historic District was named one of the Top 10 Great…

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Parks is proud to highlight an amazing team from our Smyrna office, The Wilsons! This team is comprised of wife and husband, Natalie and Phil Wilson.

The Wilsons joined Parks for two simple reasons – the reputation of Parks in the local community and the company’s commitment to excellence. After being with Parks for a year, they decided to start their real estate team together. Natalie and Phil’s three core values are service, impact, and excellence. Their background experience prior to real estate, coupled with their desire to serve their community, made becoming a husband-and-wife team the right choice for them. Today, The Wilsons specialize in the application of digital marketing when helping their buyers and sellers. They use a unique digital…

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