Blog - December, 2021

How Do Mortgage Lenders Decide How Much You Can Borrow?

When you apply for a loan, your mortgage lender informs you of the maximum amount you can borrow, and this will help you get an idea of how much house you can afford. The question most buyers ask is how they reach this amount and what factors influence their decision?

Read on to understand the most common factors that lenders look at to know how much you can borrow.

1.) Gross Income

Most lenders prefer monthly mortgage payments don’t exceed 28% of your gross monthly income. At this percentage, they estimate a borrower will not stretch their budget too far and pay the loan without missing any payments.

Your gross monthly income is the amount you earn before deductions and other obligations, including social security, taxes, child support,…

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Listing of the Week - 4403 Georgia Ave A

With walking distance to all local hotspots, this prime location in The Nations can't be beaten! This three-bedroom townhome features an open floor plan, hardwoods on the main floor, plenty of space, ample parking at the front of the home, additional parking from alley entry, and a large fenced yard.

Located in West Nashville, The Nations is bordered by Briley Parkway, Interstate-40, and 63rd Ave North. This area has gradually separated itself from the Sylvan Park neighborhood and has grown dramatically over the past few years, causing a lot of excitement among locals as it grows. The origin of the name is disputed but, many believe that it gained its name from this land's history of being a meeting place for different Native American tribal…

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Winter Getaways

Winter has arrived in Tennessee! Though we’re most famous for our summer and fall weather, the winter months here are gorgeous and exciting in their own right.

With the holidays behind us once again, it’s the perfect moment to take time out for yourself. When you're ready to escape, one of the following local winter getaways (in and around TN) is sure to provide you with the rest, relaxation, and mental reset you crave.

The Guest House at Graceland
600 Elvis Presley Blvd. | Memphis

The Guest House at Graceland is situated just a stone’s throw from Elvis’s Graceland. Experience a winter getaway suited for The King himself in one of these luxurious suites. While staying true to the Elvis theme, each room is kept modern with amenities like…

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Best Steakhouses

When one imagines Nashville cuisine, a few things may come to mind: meat and three, hot chicken, catfish, country ham, and barbecue, right? However, Middle Tennessee also boasts a growing number of top-rated steakhouses, many of them serving sides and starters not available anywhere else in the world.

Today, we’re sharing our picks for the Top Ten Best Steakhouses in Middle Tennessee. Whether you’re new to the area and craving prime rib or an established local looking for a new spot to add your rotation of current favorites, you’ll find just what you’re looking for below.

Jimmy Kelly’s Steakhouse
217 Louise Avenue | Nashville
Dress Code: Business Casual, Smart Casual

Since 1934, Jimmy Kelly’s has had one mission: to serve mouth-watering steak…

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Listing of the Week - 1618b Porter Ave

Resting in East Nashville, this beautiful 2019 build offers a gorgeous modern design with three beds and three baths! The home features a full bedroom and bathroom on the main level, polished concrete floors on the main level, hardwoods on the second floor, 10-foot ceilings downstairs, quartz countertops, generous closets throughout, Nest security technology, and a prime location on a quiet street close to local hotspots.

East Nashville is a large neighborhood encompassing many communities on a swath of land to the east and north of the Cumberland River. The river serves as one border and Gallatin Pike and East Trinity Lane form the other. Historically, East Nashville has been a very desirable area, but much of the area was destroyed in the great…

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How is the Real Estate Market? - November 2021

How is the market? It’s a question our agents get asked a lot, and for good reason. If you’re considering buying a new home or selling one that you already own, the market trends and predictions are important in the decision-making process. Below is our most recent market update information for Davidson, Maury, Rutherford, Sumner, Williamson, Wilson, Bedford, Coffee, Dekalb, Robertson, and Montgomery counties to help you make the most informed and beneficial choices possible.

See the Previous Month's Stats!

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Listing of the Week - 840 Woodmont Blvd

Just minutes from downtown Nashville near 12 South & Green Hills, this stunning luxury home offers tons of living and entertainment space! The four-year-old home features a three-car garage, a screened-in porch with a fireplace, a fenced back yard, hardwoods throughout, custom window treatments, and a location close to park trails and other local hotspots. On top of that, it's only 10 miles away from the BNA!

Listed by Deltah Roberts

Click Here to Learn More About This Home!

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Click Here to Learn More About This Home!

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Local vs National Mortgage Companies

When you’re preparing to purchase a home, you have a bevy of decisions to make. Even once you’ve decided on your budget, you’ll still have to decide on your ideal neighborhoods, whether you want to spend time renovating (or even flipping) a home, which school districts you prefer, and so much more.

Still, there’s yet another aspect many first-time homebuyers don’t consider much ahead of time: choosing the best home loan, and the best lender. We get it: home financing simply isn’t as instantly appealing as imagining one’s dream home. Ultimately, though, it’s at least as important as the number of bedrooms and bathrooms in your new abode.

With that in mind, let’s jump into today’s topic: Local vs. National Mortgage Companies, where we’ll compare…

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Furnishing Your Home on a Budget

Congratulations on the purchase of your home! You have achieved a major milestone. Depending on your remaining liquid funds after having made your down payment and myriad other expenses, you may be concerned about the cost of furnishing your new home.

Typically, furnishing a modestly-sized home costs about ten thousand dollars. However, it’s quite possible to create a beautifully-furnished interior for tw0 or three thousand instead—provided you’re willing and able to put in some extra effort.

Today, we’re sharing our Top Ten Tips for Furnishing Your New Home on a Budget. First, though, let’s talk about strategies for setting up a firm budget you can use while you search and shop.

Before you begin, create three lists, each with its own…

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Listing of the Week - 1136 Glenwood Ave

Located in Green Hills, this home offers immaculate luxury living and gorgeous sunset views! The home features designer finishes throughout, a wonderful layout, a stunning chef's kitchen with high-end appliances, tons of space, and much more. At night, this home is lit beautifully and is a beacon of aesthetic design. On the top floor, you can find enclosed rooftop living with a fireplace, large custom windows, and a mirrored wet bar. You also can't forget about the screened porch, fenced back yard, and patio. This home is truly breathtaking!

Listed by Lisa Gaston

(Listing is SOLD)

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