There are plenty of reasons why you should boost your credit score. But if you’re preparing to purchase a house, know that an exceptional credit score can increase your chances of getting a lower interest rate on your home loan. 

If you want to raise your credit score, there are several quick, simple things that you can do. While it might take some months to see an improvement in your credit score, you can start boosting your credit in just a few hours.

What is a Credit Score?

A credit score is a number from 300 to 850 that predicts your likelihood of repaying your debt. The higher the score, the better a borrower looks to potential lenders.

Your credit score is calculated based on various factors: payment history, debt burden, length of

Removing negative marks from your credit report isn't just for raising your credit score. It's also the key to getting approved for a home loan with a favorable interest rate. Use these strategies to eliminate negative information from your credit report.

Did you know that there are loan programs specifically for those with less-than-perfect credit? Contact Legacy Home Loans to learn about your mortgage options and how you can qualify while rebuilding your credit!

How to Remove Negative Marks on Your Credit Report

Submit a Dispute to Credit Bureau

The Fair Credit Reporting Act is a Federal law that says you have a right to an accurate report and can dispute any errors. The easiest way to that is online, but you can also mail your