Are you a homeowner who plans to purchase your second home in 2024? If so, you will be applying for a mortgage under different circumstances than those under which you bought your first home. Securing a loan for a second home is more complicated, more difficult, and even includes two separate sets of rules - one for vacation homes and another for investment properties. 

Let’s examine these two types of homes, the rules that govern them, and the pros and cons of each approach when it comes to your finances. 

What Qualifies as a Vacation Home?

Your primary residence is where you’ll spend most of your time, of course, but you are permitted to have one or more vacation homes as well, or even a residence that you use as your office. Either way,

Every year, over 40 million people within the US move house, with 80% of these moves occurring between April and October. If you’re planning to move during peak season this year, you should know that the demand for movers and moving services will be high. To help you plan and manage your move, we’ve chosen 10 Top Moving Apps, all of which are free to download and use. Moving, whether you’re relocating to another state or down the block, is a complex undertaking with dozens of parts that all need to line up for the process to go smoothly. Make your life easier with today’s best moving apps. 

1.) Google Keep

Cost: Free

Available through your smartphone and internet browser as an extension

Google Keep is the ideal app for you and your