Last year's State of Hispanic Homeownership Report provides valuable insights into homeownership trends and challenges facing Hispanic households across the United States. Published annually by the National Association of Hispanic Real Estate Professionals (NAHREP), this report analyzes homeownership rates, mortgage lending patterns, and demographic factors to assess the housing market landscape for Hispanic consumers.

Some key findings from NAHREP's analysis this year include:

- The Hispanic homeownership rate reached 49.1% in 2021, up from 47.5% the previous year. This marks the highest homeownership level for Hispanic households since 2007, before the housing crisis.

- Hispanic homebuyers accounted for 67% of net…

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Even just a decade ago, smart home technology was popular only among early adopters, most of whom were quite tech-savvy. Compare that to today, with Parks Associates reporting that their survey of 10,000 homes in the US found 38% of households own at least one smart home device, and it’s clear that we are headed toward automated and tech-enhanced homes.

Take TikTok, for example, where “smart home” dominates the home-renovation trend, garnering more than four billion views! The second-most-popular term, “enhanced outdoor spaces” pulled in a mere 270,000 views.

Despite the increasing popularity of smart home technology, it’s still worth taking your time to decide whether you want to purchase a specific device or appliance. Data privacy still…

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Parks in Green Hills agent's Joan Pinkley and Sam Jovanov have closed a $3.5 million sale on a 0.47-acre property that sits on the northeastern fringe of Edgehill at 924 Eighth Avenue South, just a few blocks from downtown Nashville.

The buyer of this property is the singer-guitarist and producer of the blues-based rock band "The Black Keys", Dan Auerbach. Auerbach’s Easy Eye Sound recording studio is located on an adjacent property at 918 Eighth Avenue South. Dan paid $280,000 for that property in September 2010 when his Black Keys bandmate, Patrick Carney, moved to Nashville. This studio is where records like Let's Rock, Yola's Walk Through Fire, Waiting on a Song, and The Pretenders' Alone were produced. The Black Keys founded Easy Eye Sound…

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Is It Smart To Wait For A Recession?

I've had friends and family ask me if they should wait to buy a home once a recession hits. My answer to them is has anyone actually made an accurate prediction of a recession? You may wait years before one ever happens and at that point it would most likely have been smarter to buy your home before the years you waited to get a "deal" because home prices have historically rose. 

Tennessee real estate has increased ~6-8%/year for the past 5 years, according to the Federal Housing Finance Agency. So if you wait two years you're going to miss out on a potential ~$12,360 to $16,640 for every $100k you spend if Tennessee keeps it up.

Do Recessions Actually Lower Home Values?

Most recessions…

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The real estate sales process can be a tedious and challenging process for first-time buyers. With this in mind, the following is a checklist recommended by agents, which may serve as a guide during the process.

Talk to a Real Estate Professional

Perhaps the most important step to buying a home is figuring out if you’re truly ready, according to the National Association of Realtors. While few would try to enter the process without a good credit score and the ability to make a down payment potentially in the tens of thousands of dollars, an experienced agent will let them know everything they may need to start the real estate sales process.

Get Your Finances in Order

In addition to having the money for a sizable down payment – even the…

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Paying off debt as soon as possible is always is a good thing, but does that rule also apply to mortgage debt? Is making an extra payment each month to pay off the mortgage early worth it? Explore the pros and cons of paying off the mortgage early.

Pro: Save On Interest

Making an extra payment to the principal balance of your mortgage helps save you money by lowering the amount of interest you pay. Although you can make an additional payment towards your principle at any time, this method is most effective when you first get your loan. This is because the principle is higher at the beginning of the loan. Hence, you are paying more in interest. Making an extra payment will result in saving in interest over time.

Con: Miss Out On Other Investment…

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With home prices sharply on the rise, millions of people across the country may be considering selling once spring rolls around. However, this isn’t a decision that should be taken lightly and it requires preparation that should begin as early as possible.

What are the Basics?

The first thing that should go into any home sale prep work is a careful assessment of the structure of the home itself. Is there any chipped paint, worn-out carpet, or other things that homeowners might choose to live with but would be a potential turnoff to a would-be buyer? If so, the room should be cleaned thoroughly and/or replace anything that needs replacing. This applies to both the interior and exterior of the house and where the latter is concerned, this is…

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When you’re in the market to purchase a home, the location, cost, and associated schools or services are probably top factors in your decision-making process. They should be, of course, because these factors will impact your day-to-day experience for as long as you choose to remain in your home.

However, if the neighborhood you choose is governed by a homeowners association (HOA), you’ll want to weigh a few more factors. There are HOA dues, additional regulations, and an additional layer of legal considerations involved with homeownership.

First, let’s take a look at what a homeowners association is and how it functions on behalf of the community it governs.

A homeowners association consists of all the homeowners whose properties are located…

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