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Is Paying Off Your Mortgage Early Worth It?

Paying off debt as soon as possible is always is a good thing, but does that rule also apply to mortgage debt? Is making an extra payment each month to pay off the mortgage early worth it? Explore the pros and cons of paying off the mortgage early.

Pro: Save On Interest

Making an extra payment to the principal balance of your mortgage helps save you money by lowering the amount of interest you pay. Although you can make an additional payment towards your principle at any time, this method is most effective when you first get your loan. This is because the principle is higher at the beginning of the loan. Hence, you are paying more in interest. Making an extra payment will result in saving in interest over time.

Con: Miss Out On Other Investment…

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Listing of the Week

Located in a cozy neighborhood in Murfreesboro, this custom-built Craftsman Style home features all the details you would expect, plus some! With its high-end custom finishes, amazing layout, and pristine courtyard, this home has your needs covered on all ends.

Murfreesboro exhibits a unique blend of Civil War history and thriving 21st-century activity.

Stones River National Battlefield displays the story of those who fought and died at the fierce Battle of Stones River, and Oaklands Historic House Museum reflects both the prosperity of the Antebellum era and the hardships suffered during the Civil War.

You can take a stroll through Murfreesboro’s historic downtown and visit the Heritage Center and the historic Rutherford County Courthouse,…

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How to Beat Cabin Fever

During the depths of winter, millions of people struggle with feeling restless, lethargic, unmotivated, and downright bored. The chill seems to seep into your bones, and it’s likely dark long before you get a chance to leave work.

If this describes your situation, you might be experiencing what’s commonly called cabin fever, and you’re not alone. Humans experience real fluctuations in their physiology as the dark of winter settles in, and the results aren’t always conducive to our modern lifestyle.

The good news is that there are concrete steps you can take right away to alleviate your symptoms. If you haven’t been able to banish the winter blues this year, here are 8 tips for beating cabin fever.

1.) Don’t Sleep Too Much

While it’s tempting…

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Prepping Now to Sell in Spring

With home prices sharply on the rise, millions of people across the country may be considering selling once spring rolls around. However, this isn’t a decision that should be taken lightly and it requires preparation that should begin as early as possible.

What are the Basics?

The first thing that should go into any home sale prep work is a careful assessment of the structure of the home itself. Is there any chipped paint, worn-out carpet, or other things that homeowners might choose to live with but would be a potential turnoff to a would-be buyer? If so, the room should be cleaned thoroughly and/or replace anything that needs replacing. This applies to both the interior and exterior of the house and where the latter is concerned, this is…

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Listing of the Week

Don’t miss out on your once-in-a-lifetime opportunity to own one of Franklin’s most prestigious and storied properties! With its breathtaking views, unique design details, upgraded features, and unbelievable acreage, this home is truly one-of-a-kind.

Known for it is picturesque main street, historical attractions, antique shops and lively music scene, Franklin (fondly known as “Small Town, USA”) was voted the number one small town in Tennessee.

Main Street in downtown Franklin bustles with southern hospitality, historic preservation, and modern sophistication. There, you can catch an outstanding performance or screening at the historic Franklin Theater, enjoy a craft cocktail at one of the many bars, indulge in local cuisine, snag an heirloom…

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February Events

February is here! Let the month of love, cabin fever, and hoping for a snowy day, begin! The Nashville Golf Show is back, as are other local favorites such as the Franklin Farmer’s Market and The Antiques & Garden Show of Nashville. New events are also popping up so make sure to mark your calendars and prepare yourself for a whole lot of fun!

February 1-3: The Antiques & Garden Show of Nashville
Music City Center | Nashville

The Antiques & Garden Show of Nashville will feature more than 150 curated dealers in antiques, fine art, and horticulture from all over the world. With the purchase of a ticket, you will have three full days to explore, discover, shop and stroll through four lovely gardens – all in the elegant comfort of Nashville’s…

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Best Bakeries in Middle Tennessee

While it feels impossible to sample all that the mouth-watering, creative, and inspiring bakeries in Middle Tennessee have to offer – cheers to trying. We hope your February is full of sweet things, and visiting a Middle Tennessee bakery, or two (or five).

Julia’s Homestyle Bakery

1911 Medical Center Pkwy #B
Murfreesboro

Trust us, whatever you end up leaving Julia’s Homestyle Bakery with in their signature pink box is bound to be delectable. Filled with bright, colorful, perfectly decorated cakes, cookies and other goodies, this bakery is known for their custom designed cakes but loved for all. Bonus? They are able to make most treats Gluten free and have “The Sweet Truck” for special private and community events.

Anne’s Cakes

4825 Trousdale…

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Listing of the Week

Located in a highly sought after neighborhood in Green Hills, this new Vintage South home features exquisite luxury finishes throughout! With its gorgeous statement spaces and amazing open layout, this home offers the best in luxury living.

Many of Nashville’s most desired and high-end homes are located in the Green Hills community. Music City happenings are not limited to downtown Nashville, as Green Hills contains one of the most popular songwriting and live music venues in all of Tennessee: The Bluebird Cafe.

You can find all the shops you desire in the expansive Mall at Green Hills and will enjoy the movie theater, restaurants and other amenities this area provides. Green Hills is a highly coveted area of residence and offers many…

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What is an HOA and What to Look for?

When you’re in the market to purchase a home, the location, cost, and associated schools or services are probably top factors in your decision-making process. They should be, of course, because these factors will impact your day-to-day experience for as long as you choose to remain in your home.

However, if the neighborhood you choose is governed by a homeowners association (HOA), you’ll want to weigh a few more factors. There are HOA dues, additional regulations, and an additional layer of legal considerations involved with homeownership.

First, let’s take a look at what a homeowners association is and how it functions on behalf of the community it governs.

A homeowners association consists of all the homeowners whose properties are located…

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January | Locals Supporting Locals

January is here and we are so excited to announce this month’s LOLO gifts! There are so many unique, wonderful local businesses in Middle Tennessee and we are so ready to celebrate them this month!

LOLO, Locals Supporting Locals, is an amazing program for your Parks realtor to give to you! Each month, a completely free, new gift comes to your cell phone for you to enjoy. The gifts are selected by county and are only for local businesses, no nationwide chains!

LOLO helps remind us to shop local and support our friends and neighbors! Here are January’s gifts to you!

The Well Coffeehouse

Williamson County

The Well Coffeehouse has a bold vision to make a difference in both their local and global communities. As a missional coffeehouse…

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